International Medical Insurance – Your Questions Answered
Here at British Corner Shop, we know that a hankering for your favourite British treats from home isn’t the only challenge you have to face as an expat living abroad
Here at British Corner Shop, we know that a hankering for your favourite British treats from home isn’t the only challenge you have to face as an expat living abroad. That’s why we’ve teamed up with some of the best expat services out there to help you out with all your needs.
We’re sure that we can all agree that one of the more confusing aspects of moving abroad is healthcare and medical insurance. That’s why this week our friends at Healthcare International are answering your most Frequently Asked Questions to help to the bottom of it all!
Healthcare International have been specialising in international medical insurance for more than 25 years – so they definitely know their stuff! They care for expats of all nationalities, no matter where you are now calling home. In fact, people in more than 150 countries rely on them to look after the bills if they fall ill or get in an accident.
Often local medical care is off-limits or very expensive to uninsured arrivals in a new country, and lengthy recovery or serious illness can leave families with bills they can’t afford to pay. Because they are the experts in this market, they know what is important to people living away from home and how difficult it can be to find cover that suits your international life. Oh, and in case you didn’t know, as a British Corner Shop customer, Healthcare International take 15% off your final bill (woohoo), just head to our Customer Benefits section or let them know when they phone you to confirm things if you buy online – simples.
So, without further ado, we’ll pass over to Healthcare International to take care of the important stuff:
Who can get cover?
As long as you’re an expat, we can probably cover you, with very few exceptions. We’re happy to take on special risks such as military or mining personnel, and we work in almost every country on Earth.
What types of medical plans do you offer?
For Medical Insurance we have five different plans, from simple accident and emergency cover to the fully comprehensive Executive package that offers dental, vision, maternity and much more as standard.
Do I need to have a medical before acceptance?
No. We do ask that you declare medical illnesses and conditions and we might ask for your most recent medical records if there is a pre-existing condition that you want cover for, but there is no need for a medical exam.
What medical facilities can I use?
Any. HCI has no network list and makes no exclusions. We ask for a co-pay on a few of the most expensive hospitals (which we believe to be just eight in the world), but you can go wherever you feel most looked after.
What happens if there is no medical facility near me for my emergency/condition?
All of our plans include medical evacuation, so we’ll get you where you need to be.
What if I have an emergency in the early hours?
Our dedicated claims team are there to assist you 24/7 – 365 days of the year.
Will my job affect my acceptance?
Although we do always look at professions it is very rare that we would decline cover due to this.
Get in touch by visiting our website for an immediate quote or calling or emailing our team on +44 (0)20 7590 8800 (1-888-689-9661 toll-free in the US or Canada) or firstname.lastname@example.org.